Any home buying decision starts with the first step which is Mortgage pre-approval.
Yes, there are other steps to consider like deciding to buy a home, setting your budget, etc but the actual first step towards buying a home is the Mortgage Pre-Approval.
This is a good time to pull a credit report from the credit bureau and analyze your credit report to see if there is anything in the report that can cause an issue during closing.
Many times lot of us have minor issues on credit file that we are not aware of. Getting a copy of your credit report and go over it in great details can only do you good in the long run.
It is also very important to get y our mortgage pre-approved to make sure how much you will be qualified for. If you have a specific budget you would like to work with, make sure you can get Mortgage Pre-Approval for that desired amount.
Once the mortgage is pre-approved, you are worry free and can concentrate on searching for your dream home.
As a professional realtor, I work with many lenders making sure I can help my clients with their mortgage needs. Whatever your credit score is, whether you are a new resident to Canada with low credit score and short work history or whether you have the best possible credit rating, I can help you find the best rate mortgage for you.
If you don’t have your mortgage pre-approved yet, contact me TODAY and I can work with lenders to find the right type of mortgage for you.
If you already have a mortgage pre-approved, I can still help you by comparing rates and see whether any of the lenders I work with can do anything better.
Even a quarter percent (.25%) different in mortgage rate can save you thousands in the long run.
Contact me TODAT for your mortgage pre-approval. After all, at Royal LePage, helping YOU is what we do.